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How pervasive and destructive are payday loans?

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How pervasive and destructive are payday loans?
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  1. Laurence's Avatar
    I don't think so. The payday loan industry claims only occasional use by their customers, but this is far from the truth. It is estimated that 7 out of 10 payday loan customers use them regularly. Sometimes even I use payday loans in georgia, they offer quite good conditions - source.
  2. DanielBurton's Avatar
    Payday loans can be pretty destructive, and I know about that because I've tried to get some car loans for bad credit in the past, and it wasn't that helpful for me. You can trust me on that, my friend.